New debit/credit cards seem ready to use. New debit/credit cards must be activated. To avoid embarrassment, one must know how to activate a new card.
How to activate a new debit/credit card?
You can use an ATM or the Internet to activate a debit or credit card. If you don’t do these two things within a certain amount of time, the PIN that the bank gave you will no longer work. Once your debit or credit card PIN number is no longer valid, you can only use the card by calling your bank or going to the branch in person.
To avoid all of these extra problems, it is best to get your debit or credit card activated as soon as you get it.
How to Activate a New Credit Card for Online Transactions
In the bank’s new debit/credit card welcome kit, you’ll get a debit/credit card and an ATM PIN in a sealed envelope.
Create Debit/Credit Card ATM Pin via ATM
- Visit the ATM of the bank you use.
- Insert your Debit/Credit Card into the ATM.
- Enter the PIN for the ATM that came with the welcome kit.
- Change ATM PIN message comes up.
- Switch your ATM PIN.
Debit/Credit Card ATM Pin Generator Online
- Visit your bank’s site.
- Select “First-time user signup now.”
- Account Information’s Debit/Credit Card drop-down menu.
- Card verification requires the OTP sent to your registered phone number.
- Choose a username
- Log into the bank’s website or app with the IPIN.
- Choose a card-swiping ATM PIN (APIN).
After creating IPIN and APIN, you can login as well as activate one’s debit/credit card with the same credentials.
Online Payment Debit/Credit Card Activation
- Online banking is at your bank’s website.
- User ID and IPIN required to enter.
- Activate your card.
- Enter your new card number, expiration date, and birthdate.
- Submit.
- Enter your ATM PIN and click “Submit” next.
- Use your registered phone number’s OTP.
- “Continue”
Activation of Debit/Credit Cards through use of Mobile Application
- Install the Smartphone Application and click “Register or Activate a Card.”
- Select “Debit/Credit Card”.
- You can try typing in the card information or take a photo of the number.
- Click “Next” and enter the OTP sent to your phone or email.
- Create a login.
- Click “Next” to respond to security questions.
- Your card works now.
Contact Customer Service to activate your debit/credit card
- Call the bank’s customer service line from the phone number you have on file.
- Verify your information and do as you’re told.
- Create additional ATM PIN
Read more: How Debit Cards Work, Definition, and Fees
